And those people are the most likely to utilize consumer credit.

Source: https://seekingalpha.com/article/4588047-rumbleon-inc-rmbl-fourth-quarter-and-full-year-2022-earnings-conference-call-transcript?source=feed_all_articles

As the labor market starts to finally crack (the most lagged economic signal), and consumer credit growth slows (at their limits), The Fed has a problem as, according to the New York Fed's March Survey of Consumer Expectations, inflation expectations are…

Source: https://biztoc.com/x/48738d2424fc9a4a?ref=ff

Interest rate risk reflects rising cost of capital which translates to risks such as in the office CMBS space and consumer credit.

Source: https://seekingalpha.com/article/4633518-buy-short-term-treasuries-to-reduce-risk-and-enjoy-the-risk-free-yield?source=feed_all_articles

Meanwhile, net borrowing of consumer credit by individuals fell to £1.2 billion in July, down from £1.6 billion in June with the annual growth rate slipping to 7.3% from 7.5% previously.

Source: https://www.forexlive.com/news/uk-july-mortgage-approvals-4944k-vs-5100k-expected-20230830/

Ofgem said in a statement: "Earlier this year, we strengthened rules regarding direct debits, which should prevent excessive accumulation of consumer credit balances.

Source: https://www.bbc.co.uk/news/business-66992865?at_medium=RSS&at_campaign=KARANGA

RALEIGH – New junk fees imposed on homebuyers by the Biden administration poison longstanding mortgage and consumer credit policies in pursuit of a woke agenda, State Treasurer Dale R. Folwell, CPA, said.

Source: https://jocoreport.com/treasurer-folwell-opposes-federal-policy-hammering-homebuyers-with-new-fees/

The Company provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders.

Source: https://www.marketscreener.com/quote/stock/REGIONAL-MANAGEMENT-CORP-10285313/news/Dhl-Supply-Chain-Says-Change-In-Its-Regional-Management-As-Terry-Ryan-CEO-DHL-Supply-Chain-Asia-Pac-44657415/?utm_medium=RSS&utm_content=20230820

This collaboration with Apple marks their first foray into the consumer credit card market, and their willingness to innovate has resulted in a unique offering.

Source: https://www.devicemag.com/how-to-use-physical-apple-card/